The easiest way to accept card payments

You’ve come this far… If you can’t get paid, what’s the point? Don’t let your time go to waste or let your customers down, pick the winning card machine that comes with so much more. Let us take you from dreamer to doer. Join over 20000 who have joined Yoco.

Yoco Credit Card Machine

Credit Card Machines by Yoco®

Get the most popular credit card machine for SMBs in South Africa and start accepting Debit and Credit Card Payments. No monthly fees or lock-in contracts with our credit card machines. Sign up for your Yoco® mobile card machine today.

20,000 merchants

And R1.5 Billion processed. Join the largest independant card payments provider in S.A.

No monthly
rental fees

Or lock-in contracts.

30 day money back guarantee

30 day promise

If you’re not happy, just return your Yoco Card Reader within 30 days for a full refund. That’s the Yoco promise.

Grow in the
right direction

Steer your business in the right direction with our free Point of Sale app and Business Tools.

Get cash back

And lower transaction fees the more you use your card reader.

Get paid faster

Accept payments anywhere

Accept all major cards with the Yoco portable credit card machine. No monthly fees or lock-in contracts. Works with any bank.

Get paid faster

Get paid faster

Our devices are much faster than traditional card machines, taking just seconds for a transaction and get your money in your bank account in under 2 business days.

Do better business

Do better business

Fewer errors and less admin. Get realtime reporting on your transactions.

Get started quickly

Get started quickly

No queues or waiting on hold. Sign up online in 5 minutes and expect a quick delivery. Or pop in to a retail store to pick up your reader today.

The business solution that scales

Set up Yoco and you’re all set. No matter the size of your business, we’re as big (or as small) as you need us to be. And when you grow, we grow with you.

Yoco is for small business
Yoco is for medium business
Yoco is for large business
Credit Card Machine linked to POS

Run your business from your back pocket.

Retail and Restaurant Point of Sale

Grow and scale
your business.

Countertop Point of Sale Solutions for South African Businesses

Take sales like a pro
with our countertop solutions.

How does it work?

Apply online → pay for your reader → pick up your card reader or have it delivered → complete your profile and download the app → add your products → connect with bluetooth and take the payments.

Money from transactions are paid into your bank account within 2 business days once your bank account and documentation is verified.

Use your existing device

Point of Sale Software

Use your existing Android or iOS device with our free POS App. Itemise and organise with ease or seamlessly integrate with Vend and TabletPOS.

Our fees go down the more you use Yoco, not up

Swipe more, pay less

As your transactions grow, your fees get automatically reduced.

Free Point of Sale Software

Fantastic support

Do everything yourself in your own time, and get help when you need.

Which card reader to buy?

Swipe, Chip and Pin and soon also Tap. It's not just the easier, but also the smarter way for any business to accept card payments in South Africa.

Yoco Wireless Pro
Yoco Wireless Pro
R 2,799.00
R 2,799.00
R 2,433.91 ex VAT
Weekly instalments
 R 230.54/week for 16 weeks
for 16 weeks (total payable R3,688.70)
Yoco Wireless Lite
Yoco Wireless Lite
R 1,799.00
R 1,799.00
R 1 564.35 ex VAT
Weekly Instalments
R 149.29/week for 16 weeks
for 16 weeks (total payable R2,388.70)
Yoco Wireless Lite
Yoco Wireless Lite
Yoco Wireless Pro
Yoco Wireless Pro
International and local Visa and Mastercard supported
Compatible with iOS and Android devices
All day battery life
Suitable for high traffic environments
NFC Tap Payments Enabled (coming soon)
Compatible Charging Stand and Lanyard.
Accessories sold separately.

Meet the tools you need to increase your sales and get the most of season.

Over 100 people are dedicated to building new tools and supporting small businesses. We're for you.

The Yoco Family is more than 25,000 strong and growing.

Kafui Naturals

Kafui NaturalsKafui Awoonor
“Get a Yoco. Whether it's cash or card transactions, I'm always covered.”

Gcobani Barista Cup

Truth CoffeeDavid Donde
"Yoco has changed the way we do things at Truth...Integration between our POS and Yoco has been seamless, if you don’t integrate you are wasting your time."

Mbali Rose

Mbali Rose Hair
Hlobsile Manana
“I couldn't run my business without Yoco. I love the functionality and user-friendly nature of the app."

Read testimonials from businesses that use Yoco
South African businesses that accept Credit Cards with Yoco